NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a Solution Architect - Credit to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). Solution Architect – Credit Domain We are seeking a highly skilled Solution Architect who has worked on Credit/Lending domain. The ideal candidate will have extensive experience in designing and implementing credit solutions, including credit risk assessment, loan origination and underwriting systems. The Credit domain solution architect will work closely with business stakeholders, IT teams, and external vendors to develop solutions that align with the organization’s strategic goals and regulatory requirements. Evaluate business requirements to recommend scalable solutions that not only align with requirements but align with the company's technology strategy and roadmap. Review and document business functional and nonfunctional requirements and propose scalable and extensible solution architectures that meet those requirements in the form of detailed specifications. Identify possible project challenges on constraints including risks, time, resources, and scope. Lead and conduct technical assessments and evaluations of 3rd-party tools and products and provide recommendation of selection to business and IT stakeholders. Apply technical knowledge to loan systems, including mortgage, personal loan, or commercial loan, to develop efficient and effective architectural solutions. Ensure that nonfunctional requirements are well defined and understood, and that designs are peer reviewed and approved through Architecture Governance processes. Collaborate with business and IT teams to analyse, design, and implement Lending product solutions aligned with enterprise architectural standards. Familiarity with lending products like loans and credit cards is an added advantage. Work closely with surrounding application teams and architects to develop high performance solutions. Partner with Digital Engineering and other IT teams to identify, prioritize and deliver solutions to support our roadmap. Experience and Skill Required Must have in depth solutioning experience in Banking Domain (at least in one of these areas Payments, Business and Private Banking, Retail Banking, Financial Crime, Finance, Risk, Cards, Loans, Enterprise Data etc.) Solution Architect must have a very good understating of technology modern practices and patterns, cloud, Low code platforms and how they should be applied to solve a business problem/outcome. Should have the ability to evaluate and present solution options which articulate impact on tech debt as per Target state architecture. Knowledge of credit scoring systems and financial modelling. Certification in Credit Analysis (e.g. Certified Credit Professional) is a plus. Functional/Domain experience in financial services Banking/Cards/Loans. Ability to manage technical product selection process, scope & execute Tech spikes/PoCs. Good to have Application/Infrastructure/Enterprise Architect training and certification, e.g. TOGAF. Must be able to support solution designers and Engineering team to proactively identify issues and provide issue resolution and assist in architecture realization. NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at us.nttdata.com NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. 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