Business Unit: Model Risk and Analytics Salary range: up to £70,000 per annum DOE + red-hot benefits Location:  UK Remote Contract type: Permanent Be the voice we need. Live a life more Virgin. Our Team The Model Risk and Analytics (MRA) team, work at the intersection of Data Science, Statistical Modelling and Economics, using data to support the business through model building or providing actionable insights from the data. As part of the IFRS9 and Stress Testing team, you’ll help secure the foundations of our business decisions by providing qualitative and quantitative analysis across our modelsuites.  As a Risk Modelling Manager, you will lead a small team of modellers and data scientists to develop these models. The team’s focus is on the development, validation, management and monitoring of our models and providing first class support to our stakeholders across Risk and Finance. What you’ll be doing Leading the scoping, design, development and implementation of risk models in line with regulatory and Bank standard. Delivering optimised risk models for impairment calculation under different economic scenarios. Supporting Senior Managers in managing the ongoing performance of the credit risk models in operation, identifying and implementing model enhancements. Delivering comprehensive model documentation, presenting outputs to key stakeholders and steering models through governance processes. Ensuring ongoing support, maintenance and monitoring of model performance, including annual reviews. Taking ownership of selecting the most appropriate modelling methods and recommending refinements where necessary. Providing technical leadership, coaching, and mentoring to elevate team capabilities. Promoting the use of risk models across the wider business and supporting informed decision making. We need you to have A deep understanding of model methodologies and credit risk frameworks, with hands-on experience in model design and development. The proven ability to manage and develop high-performing technical teams. Demonstrable knowledge of FCA regulations, governance frameworks, and compliance standards related to credit risk. The ability to present complex technical outputs to both technical and non-technical audiences effectively. Experience in delivering model risk summaries and recommendations. A proven track record in delivering model developments projects within tight timelines. It’s a bonus if you have but not essential Experience steering models through internal and external governance processes Proven ability to promote and embed risk models across wider business functions. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)​ plus the option to buy more. Up to five extra paid well-being days per year​.  20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.  Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.  And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank.  As a full-service digital bank with a heritage stretching back over 180 years, we’re a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, ‘Making You Happier About Money.’ This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a LifeMore Virgin that empowers you with choice and flexibility in how you work.  Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities.  We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.   As a Disability Confident Leader, we're committed to removing any obstacles to inclusion.  If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants.  Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work inthe UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks