Business Unit: Internal Audit  Salary Range: From £60,400 per annum DOE + red hot benefits Location: UK Hybrid (Newcastle and Glasgow hubs attendance as required) Be the voice we need. Live a life more Virgin. Our Team Join the Audit function as we transform our team into one that is ready to meet the challenges of the future, setting us up to support our ambition to disrupt the status quo and turn traditional banking on its head. Our team leverage our knowledge to provide credible assurance and oversight in relation to key risks. We value collaboration, pragmatism, integrity, and curiosity. This isan opportunity to play a key role in the third line in one of the leading UK banks. You will have the ability to influence stakeholders and have a tangible impact on the control environment for the bank to keep us safe. What you’ll be doing Developing a great understanding of the business areas you work with and building strong effective, relationships with your key stakeholders and engaging those stakeholders on audit delivery, risk management and the control environment. Supporting the development of a relevant, high quality and value-add audit plan for your area. You’ll also work with the wider team to take a “best team” approach to audits for other areas of our annual audit plan. Leading and delivering audit engagements to agreed quality requirements and timescales.  Keeping pace with external regulations, internal audit best practice and any thought leadership in your area. Promoting risk management and control awareness through proactive coaching with our stakeholders and development activities in our team.  Attending relevant committees to keep abreast of changes to the control environment.  We need you to have We have multiple roles available, lookingfor any combination of the below experience. Credit risk management, with experience and a solid understanding of activities such as pricing, underwriting, portfolio management, stress testing, provisioning and reporting. Model risk management, with experience and a solid understanding of activities across the model risk lifecycle including development, validation, implementation and monitoring. Financial, Treasury and Prudential risk management, with experience and a solid understanding of prudential regulation and compliance, asset and liability management, financial risk, capital management, market risk, liquidity risk and regulatory reporting. Good knowledge of relevant accounting and prudential risk rules, such as IFRS9, IRB, ICAAP, ACS and RWA requirements and a willingness to learn more is also key.  Risk management or assurance. Broader knowledge of operational risk management frameworks. Skills:  Problem solving and a desire to find new ways of doing things, with the ability to bring pragmatic solutions into use. Critical thinking and the confidence to challenge others to think differently. An ability to clearly communicate, and understand, interpret and visualise data to provide analysis and insights. An ability to work across multiple projects and successfully deliver quality results on time. Proven capability in contributing to insightful opinions.  It’s a bonus if you have but not essential Practical experience in delivering audits or other assurance work. Relevant qualifications in Credit Risk, Model Risk, Financial Risk or Internal Audit. An understanding of the impact of digitisation and data in banking. Experience in using advanced data analytics.     Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)​ plus the option to buy more. Up to five extra paid well-being days per year​.  20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.  Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.  And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest,we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank.  As a full-service digital bank with a heritage stretching back over 180 years, we’re a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, ‘Making You Happier About Money.’ This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.  Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities.  We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.   As a Disability Confident Leader, we're committed to removing any obstacles to inclusion.  If you need any reasonable adjustments or support making your application, contact ourTalent Acquisition team Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need tocomplete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.