**DESCRIPTION** **You will make an impact in the following ways:** + Prepare entity or region credit reporting, planning and forecasting. + Analyse credit exposures of an entity or region of a business segment. + Understand trade finance and credit management skills to support the business. + Perform credit-worthiness reviews on new and existing accounts at the entity or region level in line with Corporate Policy, ensuring minimal risk to the business. + Support the standardization of processes where possible within applicable entities or within a region across the business unit. + Develop and produce regional or global reports to monitor Accounts Receivable performance against approved business segment credit limits. + Prepare metrics analysis and consolidated credit reporting for the entity or region, as well as ad hoc credit analysis and reports as required. + Partner with sales/commercial function on key business growth needs by providing credit/financial support. + Encourage cross business segment communication on credit issues involving common customers within the region to develop risk mitigation strategies. + Coordinate effectively with all stakeholders to optimize customer experience + Support the implementation of Corporate Credit Policies and assures audit compliance against them. + Lead special projects to improve Accounts Receivable credit systems, reporting and processes. + Implement and manage the reporting and analysis of credit risk strategies and receivables performance health metrics with a focus on continuous improvement + Responsible for audit of credit notes raised by the business to ensure compliance + Manage the internal and external audit reviews of our department. + Interpret credit policy, guidelines and procedures, particularly with respect to both compliance and performance reporting + Understand, implement and monitor PPSR Strategy **RESPONSIBILITIES** **Critical Competencies:** **Financial acumen** - Interpreting and applying understanding of key financial indicators to make better business decisions. **Situational adaptability** - Adapting approach and demeanor in real time to match the shifting demands of different situations. **Values differences** - Recognizing the value that different perspectives and cultures bring to an organization. **Credit Management** - Assesses customer credit worthiness and risk to ensure that credit limits support sales strategies while maximizing accounts receivable collectability and minimizing bad debt balances; evaluates business opportunities to maximize sales without taking on undue balance sheet risks; analyzes customer payment performance to identify potential risks in order to optimize collection efficiency and minimize bad debts. **Financial Analysis** - Interprets financial data by analyzing trends, variances, opportunities and risks to provide insight to stakeholders regarding financial impact to drive business improvement; evaluates financial results against targets to communicate conclusions to all stakeholders; ensures integrity of financial data by investigating variances and determining corrective actions to resolve identified issues. **QUALIFICATIONS** **Additional Information:** Hybrid Work– Mondays&Tuesday On-Site/ Wednesday– Friday Remote **Highly Preferred Skills/Experience:** + Strong Business Partnering skills + Experience in operational credit strategies both credit risk&collections + College, university, or equivalent degree in Accounting, Finance, Economics or related subject required. + Progress toward financial certification is also preferred. **Job** Finance **Organization** Cummins Inc. **Role Category** Hybrid **Job Type** Exempt - Experienced **ReqID** 2405471 **Relocation Package** No